reviewing Line of business •Keeping both fraud concerns and compliance regulations in mind, please review the following case studies. A task will be presented with each case study. •Below is a list of Payoneer’s prohibited services. You should use this as your guide for identifying business lines that Payoneer does not support. Questions (Please Answer in English): •Mr. MD NAHID HASAN NISHAN is from Bangladesh and has been with us since June 2013. Mr. NISHAN completed his Merchant Application Form where he provided us with his storefront https://www.daraz.com.bd/shop/giftcardbd/ . He mentioned that he’s selling “digital goods and also doing freelancing and get payments from different countries”. •Please refer to the screenshots of Mr. NISHAN’s storefront to explain what his line of business is and whether it is prohibited services.
Based on the provided information, Mr. NISHAN's line of business involves selling "digital goods" and "freelancing," receiving payments from different countries through his storefront on Daraz.com.bd. To determine if his business is within prohibited services, we must consider Payoneer's guidelines.
Line of Business Analysis
- Digital Goods: If by "digital goods," Mr. NISHAN refers to items like software, digital content, or virtual products, this typically falls within the scope of legitimate e-commerce activities.17
- Freelancing: Freelancing services, assuming they are not related to any prohibited activities, are generally supported as they represent a form of remote work where payments are received for professional services rendered.7
Prohibited Services Check
To ascertain if Mr. NISHAN's business is prohibited, we must cross-reference his activities with Payoneer's list of prohibited services. Common prohibited categories include:
- Adult content or services
- Gambling or betting services
- Sale of weapons or related items
- Certain types of financial services or investments
Without specific details on the nature of the "digital goods" and the scope of "freelancing" services provided, it's challenging to make a definitive judgment. However, based on the general description, there is no immediate indication that Mr. NISHAN's business falls into any of the commonly prohibited categories.1
Conclusion
Mr. NISHAN's line of business, as described, does not appear to be explicitly prohibited based on the general information provided. However, a thorough review of the actual products and services offered on his storefront, along with a detailed comparison against Payoneer's specific list of prohibited services, would be necessary to make a conclusive determination.1